vsTricount
squenta or Tricount: which one should you use to pay as a group?
Tricount helps a group log expenses and work out who owes whom. squenta goes further: everyone pays their share at checkout, so there's nothing left to pay back.
squenta
One card to pay as a group
One person pays with the squenta card, and everyone is charged their share at checkout. Nothing to pay back afterwards.
Tricount
Track the group's expenses
An app to log shared expenses and find out who needs to pay back whom.
The differences, point by point
| Criterion | squenta | Tricount |
|---|---|---|
| How it works | A group card: you pay together, everyone pays their share. | Expense tracking and settle-up calculations. |
| Who fronts the money? | Nobody: each share is charged at checkout. | Usually one person pays, then the others pay them back. |
| Paying back | Nothing to sort out. | Done between group members. |
| What guests have to do | Pay their share through a link, without an account. | Install the app or open the group link, then pay back by bank transfer or Lydia. |
| Fees | Zero fees for members and guests. | Free, with a paid Premium version. |
| Payment methods | squenta card in Apple Pay or Google Pay; guests by card, Apple Pay or Google Pay. | None: Tricount doesn't process payments, it calculates who owes what. |
| Availability | Launching in the coming months, starting in France. | Available. |
Checked on October 28, 2026 · Sources: Tricount's website and help center
Which one to choose?
squenta, if you want…
- nobody to front any money;
- every share to be paid at checkout;
- your friends to pay without creating an account.
Tricount, if you want to…
- log and split expenses you've already paid, between you;
- keep a history of a group's accounts;
- settle up at your own pace.
Frequently asked questions
Does squenta replace Tricount?
They don't quite do the same thing: Tricount helps you keep track of who owes what, squenta has everyone pay their share directly.
Do you need an account to pay your share with squenta?
No, guests pay through a link, without an account.
Does squenta cost anything?
No, there are no fees for members or guests.
Ready to stop paying back?
Leave your email and we'll let you know as soon as the app is out.
Try squenta first